Investor, Homebuyer & Homeowner Resources

Each week, since April 1971, Freddie Mac surveys lenders on the rates and points for their most popular 30-year fixed-rate, 15-year fixed-rate and 5/1 hybrid amortizing adjustable-rate mortgage products.

Lenders surveyed each week are a mix of lender types – credit unions, commercial banks and mortgage lending companies – is roughly proportional to the level of mortgage business that each type commands nationwide.

The Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, is an American publicly traded, government-sponsored enterprise, headquartered in Tysons, Virginia. The FHLMC was created in 1970 to expand the secondary market for mortgages in the US.

The CME FedWatch Tool analyzes the probability of FOMC rate moves for upcoming meetings. Using 30-Day Fed Fund futures pricing data, which have long been relied upon to express the market’s views on the likelihood of changes in U.S. monetary policy, the tool visualizes both current and historical probabilities of various FOMC rate change outcomes for a given meeting date. The tool also shows the Fed’s “Dot Plot,” which reflects FOMC members’ expectations for the Fed target rate over time. This is a 3rd party company and not affiliated with Berkshire Hathaway HomeServices www.LuxuryInSanDiego.com.

The Federal Reserve Bank of Cleveland provides daily “nowcasts” of inflation for two popular price indexes, the price index for personal consumption expenditures (PCE) and the consumer price index (CPI). Nowcasts are estimates or forecasts of the present. The Cleveland Fed produces nowcasts of the current period's rate of inflation—inflation in a given month or quarter—before the official CPI or PCE inflation data are released. These forecasts can help to give a sense of where inflation is now and where it is likely to be in the future. This is a U.S. Government provided resource.

GDPNow is a real-time model from the Federal Reserve Bank of Atlanta that produces a "nowcast" or running estimate of U.S. real gross domestic product (GDP) growth, updating throughout the quarter as new economic data is released. It uses a bridge equation approach similar to the U.S. Bureau of Economic Analysis (BEA)'s methods, synthesizing monthly source data for GDP's 13 subcomponents. GDPNow is not an official forecast but a mathematical estimate, providing a continuously updated view of quarterly growth before the BEA's formal reports. This is a U.S. Government provided resource.

Stay up to date on the economy by using the Atlanta Fed's EconomyNow app. The app allows you to view some of our most popular tools that incorporate timely data on the labor market, inflation, and growth—like GDPNow and the Wage Growth Tracker. It also offers interactive and shareable charts as well as analysis of the latest data. The EconomyNow app is ideal for economists, financial market professionals, academics, students, and anyone else interested in economic data. This is a U.S. Government provided resource.

Prosperity Home Mortgage is a full service mortgage banker specializing in residential and refinance loans and is a subsidiary of HomeServices of America, a Berkshire Hathaway Affiliate. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable- rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. It is highly recommended that buyers pursue multiple mortgage quotes to secure the best loan product for their individual needs.